Non Standard Property

Struggling to Insure the Uninsurable?

Specialist UK Home Insurance for Properties and Owners Declined by Standard Insurers

KEY FEATURES

• Home Cover:

  • Up to £1.5M BSI / £150k CSI (higher sums insured available on request)

  • Valuables cover

  • Legal Expenses

  • Trace & Access

  • Property Owners liability

  • Alternative Accommodation

  • Option to add Home Emergency

  Unoccupied Cover:

  • Short-term cover available (minimum 1 month), extendable thereafter

  • Up to £1.5M BSI / £100k CSI

  • Fire/Lightning/Earthquake/Aircraft

  • Storm/Flood/weight of snow

  • Escape of Oil and Water

  • Theft

  • Subsidence, heave, and landslip

  • Property Owners liability

  • Contents cover available

  Unoccupied Cover (E-Trade) – available on request

  • Up to £1.5M BSI / £100k CSI

  • Three levels of cover available

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Target Risks

• Non-standard construction

• Poor claims history

• Criminal convictions, CCJs & Bankruptcy / Insurance Declined / cancelled.

• Listed buildings

• Previous subsidence

• Non-clerical business use

• Part lets / Lodgers

• Extended unoccupancy

• Flood risk / previously flooded